In-store card payments
All banks in a single EFT POS terminal
- Automation of the checkout process.
- Accepting single and installment payments
- Processing payments with card, phone, or smartwatch
- Reducing operational costs
- Saving time
- Centralizing all information in one place
One device that can do it all
Receive single and installment payments from the most popular cards on the market through a single device.
Cash register integration
The invoice amount is automatically transferred to Payten’s payment terminal eliminating human error.
Unique reports
Real-time reports based on the card type and acquiring bank.
Security for the customer
The Payten In-Store Payments system is PCI DSS Level 1 and P2PE (Point-to-Point Encryption) certified.
Merchants current situation:
- Multiple POS terminals at the point of sale.
- The employee enters manually the amount into the cash register and the EFT POS terminal.
- The fiscal receipt is printed both at the cash register and the EFT POS terminal.
- The cashier selects the EFT POS terminal, inserts the card, enters the number of installments, and manages the transaction.
- At the end of the day, the cashier enters the card type into the cash register and print the settlement from the EFT POS terminal.
Benefits of the In-Store Payments solution
by Payten:
For Merchants:
- One single EFT POS payment terminal for single and installment payments for most cards.
- Integration with the cash register. The amount is entered (or the product is scanned) only at the cash register and automatically transferred to the EFT POS terminal.
- Receipt and invoice unified. Only one receipt is printed from the fiscal printer.
- The buyer inserts the card, selects the offered number of installments, and manages the transaction independently.
- The cashier has a single, automated report that allows viewing the card brand alongside the corresponding acquiring bank.
For end client:
- Card management autonomy
- Autonomous handling of installment payments
- Decrease waiting times at checkout
- Excellent customers experience
The features of Payten In-Store Payments include:
- 24/7 technical support services available
- Integration of the EFT POS terminal with the cash register
- Real-time transaction risk assessment
- Acceptance of all major card brands, including Mastercard and Visa
- Integration of existing loyalty programs
- Advanced reporting capabilities
- Marketing messages that can be loaded onto the EFT POS payment terminal
- Host-to-Host (H2H) connection with major banks in Romania and other geographies.
- Ability to connect additional banks to the ecosystem upon request.
- Ability to offer all customers payments in their own currency through Dynamic Currency Converter (DCC).
The Payten In-Store EFT POS
- Specially designed for retail
- Allows processing a large number of transactions
- Intuitive interface and ergonomic design
- Large screen enables marketing features
- Premium quality of EFT POS terminals
- Fully PCI DSS certified solution
- Fully certified for EMV (chip cards) and contactless with full encryption (NFC)
Reporting through the Payten In-Store Payments Solution
- Provides general access for viewing transactions in real-time through the online dashboard
- All transaction information is available at an individual level
- No need to download reports from the dashboard
- Generates, exports, and delivers reports in .csv, .txt, or json format, even through the SFTP server, and can be imported into ERP systems